Rbi Approved Loan Apps List in India 2024

February 15, 2024 (3 months ago)
Rbi Approved Loan Apps List in India 2024

Rbi Approved Loan Apps List in India: In today’s fast-paced world, financial emergencies can arise unexpectedly, and having access to instant loans becomes crucial. With the proliferation of loan apps in India, it’s essential to ensure that you’re dealing with legitimate and trustworthy platforms approved by the Reserve Bank of India (RBI). Let’s delve into the intricacies of the Rbi Approved Loan Apps List in India 2024, their benefits, eligibility criteria, and more.

Rbi Approved Loan Apps List in India 2024

Rbi Approved Loan Apps List in India 2024

Rbi Approved Loan Apps List in India play a pivotal role in providing financial assistance to individuals and businesses during times of need. These apps are regulated by the RBI, ensuring compliance with stringent guidelines and safeguarding borrowers’ interests.

Benefits of Using RBI Approved Loan Apps

  1. Safety and Trustworthiness: RBI oversight ensures that these apps adhere to fair lending practices, protecting borrowers from fraudulent activities.
  2. Transparent Processes: Rbi Approved Loan Apps List in India maintain transparent loan processing mechanisms, fostering trust and confidence among borrowers.
  3. Competitive Interest Rates: These apps offer competitive interest rates and flexible repayment options, making borrowing more affordable for users.
  4. Top 10 Best Loan Apps in Philippines With Low Interest 2024

Eligibility Criteria for RBI Registered Loan Apps

To avail of loans from Rbi Approved Loan Apps List in India, applicants must meet certain criteria, including:

  • Indian citizenship
  • Age between 21 to 60 years
  • Stable source of income
  • Good CIBIL score
  • Active savings account with internet banking
  • Aadhaar linked to mobile number

Application Process for NBFC Personal Loan 2024:

  1. Download the NBFC mobile application from the authorized Play Store.
  2. Complete KYC verification by providing Aadhar and PAN card details.
  3. Choose the desired loan amount and submit the application after reviewing the terms and conditions.
  4. Customize EMI conditions as per preference before final submission.
  5. Upon verification, you will receive loan approval within minutes via the mobile application.

List of RBI Approved Loan Apps 2024

A plethora of Rbi Approved Loan Apps List in India cater to diverse borrowing needs, offering credit limits ranging from thousands to lakhs. Some prominent apps include Kreditbee, Paysense, NAVI, Cashbean, and more.

RBI Approved Loan App List 2024

S.No.RBI Registered Loan App ListCredit Limit
1Kreditbee Instant Loan AppLoan up to 2 Lakh
2Kreditzy Instant Loan AppLoan up to 2 Lakh
3PaysenseLoan up to 5 Lakhs
4NAVILoan up to 5 Lakhs
5Lazypay(Credit Line + Personal Loan)Loan up to 1 Lakhs
6FreopayLoan up to ₹10000
7StashfinLoan up to 5 Lakh
8Cashbean– Online Loan AppLoan up to 1 Lakhs
9MI CreditAbove 5 Lakhs
10Dhani Loan AppLoan up to 5 Lakh
11Avail FinanceLoan up to ₹50000
12NIRA Instant Loan AppLoan up to 2 Lakh
13Branch Loan AppLoan up to ₹50,000
14Smart coin Loan AppLoan up to 2 Lakhs
15Rupeek App (Gold Loan)Loan up to 50 Lakhs
16Simple Pay LaterLoan up to 1 Lakhs
17Mobikwik (Credit Line + Consumer Loan)Loan up to 2 Lakh
18Paytm Personal LoanLoan up to 2 Lakh
19Krazybee (Consumer Loan)Loan up to 2 Lakh
20Bharatpe (Business Loan)Loan up to 5 Lakh
21Paytm Postpaid (Credit Line)Loan up to 1 Lakhs
22True CallerLoan up to 5 Lakh
23Simply Cash Loan AppLoan up to 2 Lakh
24SliceLoan up to 1 Lakhs
25True BalanceLoan up to ₹50,000
26Zest M28oney (Consumer Loan)Above 2 Lakh
27Amazon P29ay LaterLoan up to ₹60,000
28Flipkart Pay LaterLoan up to ₹60,000
29Tata CapitalAbove 10 Lakhs
30Tata neu Credit card (Qik EMI Card)₹10000 to ₹150000
31Tata Neu App (Qik Personal Loan)₹10000 to ₹10,00,000
32Ola Money pay Later₹1500 to ₹20000
33Khatabook Instant Loan App₹50,000 to ₹0,00,000
34Jupiter credit limitLoan up to ₹50,000
35OneCard Loan App₹10000 to ₹150,000
36Paisabazaar credit limit₹50,000 to ₹10,00,000
37imobile Pay LaterLoan up to ₹ 20,000
38SBI YONO APP₹1500 to ₹60000
39India IDFC First Bank Pay later₹1500 to ₹ 60000
40Bajaj Finserv App₹ 50,000 to ₹ 5,00,000
41Rufilo Loan App₹5000 to ₹25,000
42IBL FINANCE App₹5000 to ₹25,000
43Early Salary Instant Loan App₹ 8,000 to ₹ 500,000
44Money View₹10,000 to ₹ 5,00,000
45CASHe₹1,000 to ₹ 3,00,000
46mPokket₹500 to ₹30,000
47Stashfin – Credit Line & Loan₹1,000 to ₹5,00,000
48MoneyTap₹1,000 to₹60,000
49FairMoney Loan AppLoan up to 2 Lakh
50KreditOne₹5000 to ₹25,000
51FlexSalary Instant Loan App₹5000 to ₹25,000
52DigiMoney– Online Loan App₹5000 to ₹25,000
53IndialendsLoan up to ₹5,00,000
54Mystro Loans & Neo Banking appLoan up to ₹50,000
55Kissht: Instant Line of Credit₹10,000 to ₹ 1,00,000
56IndusMobile: Digital Banking₹5000 to 200,000
57Prefr: Get instant loan₹10,000 to ₹3,00,000
58InstaMoney Personal Loan₹5,000 to ₹25,000
59Swift Loan– Online Loan AppLoan up to ₹50,000
60RapidPaisa₹ 1,000 – ‎₹ 10,000
61CreditScore, CreditCard, LoansLoan up to ₹ 5 Lakh
62Bajaj MARKETS: Loan, Card, UPILoan up to ₹25 Lakhs
63Fullerton India Credit Company LimitedLoan up to ₹25 lakhs
64LoanFront₹2000 to ₹2 lakhs
65PocketlyLoan up to ₹10,000
66Bueno LoansLoan up to ₹25000
67PayRupik– Online Loan AppLoan up to ₹20,000
68Loaney₹200 to ₹20,000
69RupeePark₹5,000 to ₹500,000
70Cash Planet – Online Loan App₹5,000 to ₹500,000
71CreditScore – PaisaBazaar₹ 1000 to ₹ 50,000
72Money Tap₹ 3000 to ₹ 5 lakh

Why Choose RBI Approved Loan Apps

RBI approval signifies adherence to regulatory standards, ensuring a secure and transparent borrowing experience. These apps prioritize borrower welfare, offering reliable financial solutions without compromising on integrity.

Importance of Using RBI Approved Loan Apps

Amidst the proliferation of illicit loan apps, sticking to Rbi Approved Loan Apps List in India platforms is paramount. These apps prioritize ethical lending practices, shielding borrowers from exorbitant interest rates, hidden charges, and coercive credit policies prevalent in unauthorized apps.


In a digital lending landscape fraught with risks, RBI approved loan apps emerge as beacons of reliability and integrity. Platforms like Loan Tap exemplify responsible lending practices, offering borrowers a safe haven for securing personal loans. By choosing RBI approved apps, borrowers can navigate the borrowing landscape with confidence, assured of transparent processes and fair treatment.

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